Home 50cc Mopeds 125cc Mopeds 125cc Motorcycles Electric Mopeds About FAQ Finance Insurance Affiliates Guides Terms Contact

Moped Finance

Work out how much you can afford every month

BadUnstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account. PoorFrequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements. AverageFrequent changes of address with patchy electoral roll record. Recent changes in employment or self-employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value. GoodResident at address for a long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for a long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements. ExcellentResident at address for a long period with electoral roll record. Home owner or long term tenant. With same employer or self-employed for a long period. Long credit history with mortgage, loans and credit cards. Infrequent credit application. Credit with no missed payments, defaults or County Court Judgements.
8.0 6.8 5.9 5.2 4.9

Finance calculator summary

  • Credit Rating:

  • Borrowing:

  • Payment Period in months:

  • Cost Per Month:


Apply now for your personalised, no-obligation quote

Moped finance

As the leading independent moped finance comparison site in the country, we help moped riders to find a loan that's personalised to match their needs, and tailored to suit their budget. We specialise in moped and scooter finance, nothing else, and our expertise is in quickly comparing moped finance deals being offered by lenders around the country, so you see at a glance what's available. We work with many of the top moped finance lenders in the UK and if you're looking to buy a new moped and want to spread the monthly payments over a period you can manage, we're confident we can source you a great deal. We've simplified our application process so it only takes a matter of minutes to complete an online form. Even better, you only have to fill in the form once to be able to access and compare moped finance offers from all the leading providers.

Quick, easy and stress-free

Why waste time filling in complex forms, searching websites or calling different lenders when we can do all the work for you? You can get started right away by using the online form to tell us how much you want to borrow and how long for, enter a few details about yourself plus the make and model of the moped you want to buy, and then click submit for a quick reply. Typically, you can expect to hear back with a free, no-obligation moped finance quote within the hour. If you'd prefer to speak to one of us over the phone, simply request a call-back and we'll be happy to help you complete your application, or answer any queries you may have. Either way, you could be riding your new moped sooner than you think!

Is moped finance right for you?

Agreeing to pay a fixed monthly sum over the period of your loan is a big commitment, so make sure to work out what's an affordable amount for you. For some, buying their moped with cash is the way to go, but we've helped thousands of customers to make the cost of the vehicle more manageable through a moped finance deal. Even if you've been turned down for moped finance in the past you can still apply for a personal loan – see below for more details.

How much should you borrow?

The simple answer is borrow only what you need to buy the moped you've got your heart set on. In the meantime, you can use our online moped finance calculator to model different loan deals and get a better idea of your options. By combining your selected credit score with the total amount you want to borrow and the length of the loan, you'll be able to see the monthly repayment. Depending on the type of moped you want to buy and your personal finances, you could save some money on the annual percentage rate (APR) by choosing to shorten the period of the loan and pay a slightly higher monthly sum. Remember, the calculator gives you a quick estimate; the amount you'll have to pay will be confirmed based on the information you provide in your application.

Ready to proceed?

Completing the online form will only take a matter of minutes and involves answering a few questions. You'll have to provide details about your age and how long you've lived at your present address, and state whether you're employed or are a student. Moped finance lenders will use this information to determine your monthly repayments and any other terms and conditions of the loan so it's vital that you answer all questions truthfully and to the best of your knowledge or you risk missing out on the best deals. Double check your answers before submitting your application. You can retrieve your moped finance quote without delay, usually in less than an hour, and as soon as everything's agreed, you can go ahead and buy your new moped.

Some benefits of moped finance

A personalised loan has a number of advantages; here are some of the main ones:

  • You can afford to buy a new moped instead of shopping in the second-hand market
  • If you own an older moped, you can afford to upgrade to a new model
  • You can choose a repayment package that makes it easier to manage your finances over time
  • You'll be able to ride a new moped that has all the latest features
  • By meeting your repayments, you'll enhance your personal credit score
  • You can buy the moped from a dealer in your area

Bad credit history?

Not everyone has the perfect credit rating and having a poor credit history or been turned down for a loan previously needn't deter you from applying for moped finance today. Thanks to our extensive network of lenders, including those who prefer to say ‘yes', we're confident we'll be able to help you source a competitively priced loan. If you've defaulted on a mortgage payment in the past, missed a credit card instalment or even have a county court judgement against your name, you can still apply for a loan. You may be charged more interest on your loan, but everything will be clearly laid out in any offer you are made. Please make sure you understand the terms of the loan before agreeing to proceed and if you're at all unclear about any detail, feel free to contact us or ask a parent or friend to go over it with you .

Mopeds are our passion

Comparing moped finance deals is our business, but we're also passionate about mopeds for all the benefits they offer and how much fun they are to ride. In our opinion, there's no better and more efficient way to get around, whether you live in a busy urban setting such as London or somewhere a bit less congested. Perhaps you've decided to leave the car in the garage and commute by moped, are looking to buy your first moped, or want to switch from a lender you've used in the past to find a more competitive loan. Whatever your reasons, we look forward to helping you find a great deal.

Representative example: Excellent credit

Borrowing £7,500 over 48 months with a representative APR of %, an annual interest rate of % and a deposit of £0.00, the amount payable would be: £ a month, with a total cost of credit of £ and total amount payable of £.